When Is The Best Time Of The Month To Buy UK Premium Bonds

You should aim to buy your NSandI Premium Bonds near the end of the month. This is due to the fact that you must hold them for at least one calendar month before you are entered into a draw.

As each draw takes place around the 1st of the month if you buy around the 27th then you leave a couple of days for the transaction to go through, you sit out a full calendar month and are eligible for the quickest next possible draw date. This way you have the minimum waiting time before you are in a draw.

For withdrawals simply withdraw immediately after a draw is finalised to have your money back as soon as possible.

What Are Bitcoins And How Do They Work?

Bitcoin is an electronic peer to peer money and payment network. They are virtual tokens rather than physical coins or notes.

The value is determined by how much people are willing to exchange it for.

A process called "mining" is undertaken to carry out transactions.

Bitcoins are stored at addresses called wallets.

Nectar American Express Nectarcard Introduces £25 Fee

With the new £25 fee introduction I don't think it is worth wile as my spend is around £200 per month. I think you need to spend at least £500 each month to make it worth wile.

This does not include any bonus points: